Professional Housing Provider

What is a National Professional Housing Provider?
The National PHP designation is a nationwide education-based certification program designed to recognize the high level of knowledge and professionalism among the designation holders. It is sponsored and overseen by the National Real Estate Investor’s Association.

Why obtain the National PHP designation?
Only persons completing the educational requirements will be permitted to hold themselves out to the public as a Professional Housing Provider. The designee will be recognized in the form of an award certificate,pin and the right to use the designation. He or she should recognize that having a basic education in the topics outlined below will increase his or her ability to reach his goals in real estate investment. In addition, National REIA and the PHP program raise the investors level of professionalism and status in the eyes of the public and government. It also aids in encouraging legislators to think of educated investors as a larger group for political action. Other tangible benefits, including discounts on courses and educational materials, will be available as the number of graduates grows.

How will I obtain these hours?
These hours may be obtained through local association meetings and seminars or through courses taught outside of the local groups. All outside courses and seminars must meet the following requirements: they must be taught live or online; they must be pre-approved by the National PHP committee; and they must provide a certificate of attendance acceptable to the National PHP committee.

Course of Study
The course of study will be divided into 42 clock hours of core courses and 18 hours of elective topics for a total of 60 hours of formal education. The core topics are as follows:
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Core Items


2.00  Hours

Including formal appraisal methods (cost, income, and replacement method), PACE instruction, how to compare properties, etc.
Contract Law

3.00  Hours

Including basic contract law; using contracts and clauses to protect yourself, developing contracts such as leases, options, purchase contracts, etc. for the real estate investment business

2.00  Hours

Including enacting and actual use of national, state, local, and personal business ethics statements, policies and practices
Fair housing Law

2.00  Hours

Including federal, state and local fair housing regulations

6.00  Hours

Including conventional financing, FHA/VA financing, owner financing of all types; comparing financing, offering financing

2.00  Hours

Including pre- and post- purchase inspections and pre- and post- move-out inspections of properties held.
Insurance - Liability

1.00  Hours

Including why and how much
Insurance - Property

1.00  Hours

Including what type of property insurance is appropriate for investment property; negotiating for the best rates and renter's insurance
Insurance - Worker's Compensation

1.00  Hours

Including when, how and for whom to carry worker's compensation insurance

4.00  Hours

Including record keeping; dealing with tenants; maximizing cash flow; and others

2.00  Hours

Including how to market properties for sale and for rent; how to market buying services

3.00  Hours

Including negotiating with sellers, buyers, renters, contractors and vendors, banks, etc.

2.00  Hours

Including finding deals and calculating profitability
Regulations - Federal

1.00  Hours

Including regulations affecting real estate investment such as lead paint regulations, wetlands regulations, underground storage tank regulations, Environmental Quality Zone regulations, etc.
Regulations - Local

2.00  Hours

Including zoning and building codes.
Rehab - Classroom

4.00  Hours

Including estimation, which projects will pay for themselves, etc.
Rehab - Hands-on

2.00  Hours

Including actual hands-on opportunities and demonstrations
Tax Law - Income

1.00  Hours

Including calculating and minimizing taxes, and tax laws as they affect the real estate investor
Tax Law - Other

1.00  Hours

Including property taxes, 1031 tax deferred trades, etc.
Tenant-landlord Law

2.00  Hours

Including landlords' and tenants' responsibilities, evictions, etc.

Elective Items

Lease Options

8.00  Hours

Learn to buy and sell real estate with little or no money down.

8.00  Hours

Buying, Selling, Notes
Real Estate and Trust

7.00  Hours

Investing using Trusts

0.50  Hours

Quarterly Coffee - Title and Insurance

The remaining 18 hours may include further education in any or all of the above topics, as selected by the National PHP candidate.

Continuing education to maintain National PHP designation
Once the National PHP designation has been obtained, designees must complete 20 hours of continuing education every two years in order to maintain the designation. These hours are elective and may be used by the designee to continue his or her education as he sees fit.

Goals for National REIA
The National Real Estate Investor’s Association is dedicated to making this program a success. It is understood by the committee that the program will evolve as time goes on, and that time will pass before the local groups, their members, and the public at large recognize the value of this education. National REIA believes that the concept of creating well-educated investors is important in the fight to make our industry a respected one. We also believe that the ability to present our members as dedicated, educated professionals will aid in the political action to which we are dedicated. While this education is already the mission of the local associations, we hope that a nationwide designation will further this goal by making legislators, regulators, and the public at large recognize that we are not simply “landlords”, but informed business persons who make an ongoing contribution to our communities.

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Michigan Real Estate Investors

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Clarkston, MI 48348
(248) 394-0150

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